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The Smith Partners

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Rachel Smith – Headshots 2022

The Team

Infatuated with real estate is an understatement. From the human connections, to negotiations, and every part in between, Rachel and her team are passionate about positive real estate results and exceeding client expectations. As each transaction is completely different, one of the most illuminating points for Rachel is developing a chameleon like attitude for each clients specific needs and serving them in a life long relationships. With almost a decade in the industry, top producing statistics and numerous earned credentials, Rachel and her teams dedication to achieving results is only superseded by the their drive to serve, while representing each individual, family or company's real estate needs with the utmost care.

About the Smith Partners
🏠✨ Dreaming of homeownership? Take control of your journey by setting boundaries with those who doubt your dreams. Surround yourself with supportive voices that uplift and inspire your path to owning a home. Remember, your goals are valid and achievable! 

#HomeownershipDreams #SettingBoundaries 🏠✨ Dreaming of homeownership? Take control of your journey by setting boundaries with those who doubt your dreams. Surround yourself with supportive voices that uplift and inspire your path to owning a home. Remember, your goals are valid and achievable! #HomeownershipDreams #SettingBoundaries πŸ‡ΊπŸ‡Έ Happy Memorial Day! πŸŽ‰ 

As we honor our veterans today, let's not forget the benefits they've earned. Veterans, did you know you can take advantage of VA loans? πŸ‘πŸ’Ό 

These loans offer incredible benefits, including lower interest rates, no down payment options, and flexible eligibility requirements. 🌟

Whether you're a veteran or active-duty service member, let's explore how VA loans can help you achieve your homeownership dreams! πŸ πŸ’™ 

#MemorialDay #VALoans #Veterans #Homeownership πŸ‡ΊπŸ‡Έ Happy Memorial Day! πŸŽ‰ As we honor our veterans today, let's not forget the benefits they've earned. Veterans, did you know you can take advantage of VA loans? πŸ‘πŸ’Ό These loans offer incredible benefits, including lower interest rates, no down payment options, and flexible eligibility requirements. 🌟 Whether you'r… sooo I didn't quite arrive at inspo color ..orrrr did iiiii....😬... good ol' cabinet color pickin'.

#rsmithandco #findingfrederick #flipppingfrederick #renovation@rsmithandcompany @loulouboutiques in Frederickβ™‘πŸ“ sooo I didn't quite arrive at inspo color ..orrrr did iiiii....😬... good ol' cabinet color pickin'. #rsmithandco #findingfrederick #flipppingfrederick #renovation@rsmithandcompany @loulouboutiques in Frederickβ™‘πŸ“ πŸ πŸ’° Curious about house hacking? Here's the scoop:
πŸ”‘ House hacking involves buying a property with multiple units and living in one while renting out the others.
πŸ’‘ For example, you could purchase a duplex, live in one unit, and rent out the other to cover your mortgage.
πŸ’Ό House hacking can be a smart way to reduce your housing costs and build wealth through rental income.
πŸ“ˆ Plus, it's a great option for first-time homebuyers looking to get into real estate investing. #HouseHacking #RealEstateInvesting πŸ πŸ’° Curious about house hacking? Here's the scoop: πŸ”‘ House hacking involves buying a property with multiple units and living in one while renting out the others. πŸ’‘ For example, you could purchase a duplex, live in one unit, and rent out the other to cover your mortgage. πŸ’Ό House hacking can be a smart way to reduce your … Hey..hey...heyyyy!!πŸ‘‹
Droppin' in to give a heads up on upcoming listings rolling out 🏑😁 andddd put feelers out for any hiding gems!πŸ‘€πŸ’ŽπŸ πŸš Let us know if you have any intel!! πŸ”Ž Tiara Day:πŸ‘– #rsmithandco 2 Hey..hey...heyyyy!!πŸ‘‹ Droppin' in to give a heads up on upcoming listings rolling out 🏑😁 andddd put feelers out for any hiding gems!πŸ‘€πŸ’ŽπŸ πŸš Let us know if you have any intel!! πŸ”Ž Tiara Day:πŸ‘– #rsmithandco πŸ”πŸ“Š Ever heard of rate buydowns in real estate? Let's decode this strategy:

Rate Buydown Defined: Rate buydowns involve paying additional upfront fees to reduce your mortgage interest rate for a certain period, typically the initial years of your loan. πŸ’°πŸ“‰

Lower Initial Payments: With a rate buydown, you enjoy lower monthly mortgage payments in the early years of homeownership, easing your financial burden during this period. πŸ’ΈπŸ’Ό

Temporary Cost: While rate buydowns offer immediate savings, remember that you're essentially prepaying interest upfront. Consider your long-term financial goals before opting for this strategy. β³πŸ’­

Buydown Options: Explore the different buydown options available, such as the 2-1, 3-2-1, or 1-0 buydown plans, each offering varying degrees of rate reduction and payment schedules. πŸ“ˆπŸ‘

Understanding rate buydowns can help you make informed decisions when structuring your mortgage. Consult with your real estate agent or mortgage lender to see if this option aligns with your homeownership goals. #RealEstateDecoded #RateBuydown πŸ’‘πŸ”‘ πŸ”πŸ“Š Ever heard of rate buydowns in real estate? Let's decode this strategy: Rate Buydown Defined: Rate buydowns involve paying additional upfront fees to reduce your mortgage interest rate for a certain period, typically the initial years of your loan. πŸ’°πŸ“‰ Lower Initial Payments: With a rate buydown, you enjoy lower mo… 🏑 Join the conversation! What design trend do you wish you had skipped? 

Share your thoughts with us and let's discuss how to make timeless choices for your home. πŸ’¬πŸ€” 

#DesignDecisions #HomeDesign 🏑 Join the conversation! What design trend do you wish you had skipped? Share your thoughts with us and let's discuss how to make timeless choices for your home. πŸ’¬πŸ€” #DesignDecisions #HomeDesign πŸ πŸ’Ό Considering "Buy Now, Refinance Later"? Here's how it works and why it's a smart move:

Secure Your Home: Purchase your dream home now while it's on the market. You won't have to worry about a what-if. πŸ‘πŸ’°

Flexibility: By refinancing later, you have the flexibility to adjust your mortgage terms to better suit your financial situation. This could mean obtaining a lower interest rate, adjusting your loan term, or tapping into your home's equity for renovations or investments. πŸ’‘πŸ’Ό

Potential Savings: With market conditions fluctuating, refinancing down the line could lead to significant savings. You may be able to take advantage of lower interest rates, reducing your monthly mortgage payments and potentially saving thousands over the life of your loan. πŸ’΅πŸ“‰

Investment Growth: Owning real estate is often a sound investment strategy. As property values appreciate over time, you could build equity in your home, providing you with additional financial stability and opportunities for wealth-building. πŸ“ˆπŸ’Ό

Consult with a trusted mortgage professional to explore your options and determine if "Buy Now, Refinance Later" is the right choice for you. πŸ”πŸ”‘ #RealEstateStrategy #FinancialFreedom πŸ πŸ’‘ πŸ πŸ’Ό Considering "Buy Now, Refinance Later"? Here's how it works and why it's a smart move: Secure Your Home: Purchase your dream home now while it's on the market. You won't have to worry about a what-if. πŸ‘πŸ’° Flexibility: By refinancing later, you have the flexibility to adjust your mortgage terms to better suit your f… πŸŽ₯'Real with Rachel'πŸŽ₯ | Rates!?! -Waiving Inspections!? Anddddd-what the heck is title insurance and why do I need it?! Let's get real in realestate - with Me!πŸ‘‹ Rachel the Remax Realtor!🏑

BROUGHT TO US BY:  Rick Cross at Ameristar Mortgage | Phil Dancer at Dancer Company | Rich Rosario, Attorney at Land Abstract & Escrow | Huge THANK YOU to you fellas! You were fabulous to have on and can't wait to do it again! πŸ₯°πŸ€“ πŸŽ₯'Real with Rachel'πŸŽ₯ | Rates!?! -Waiving Inspections!? Anddddd-what the heck is title insurance and why do I need it?! Let's get real in realestate - with Me!πŸ‘‹ Rachel the Remax Realtor!🏑 BROUGHT TO US BY: Rick Cross at Ameristar Mortgage | Phil Dancer at Dancer Company | Rich Rosario, Attorney at Land Abstract & Escr… 🏠 What's your current housing status? Let us know! Are you:
πŸ”Ή Renting
πŸ”Ή Homeowner
πŸ”Ή Looking to buy
πŸ”Ή Selling
πŸ”Ή Refinancing

Drop your answer in the comments below! Let's see where everyone stands in their housing journey. πŸ’¬ #HousingStatus #EngageWithUs 🏑 🏠 What's your current housing status? Let us know! Are you: πŸ”Ή Renting πŸ”Ή Homeowner πŸ”Ή Looking to buy πŸ”Ή Selling πŸ”Ή Refinancing Drop your answer in the comments below! Let's see where everyone stands in their housing journey. πŸ’¬ #HousingStatus #EngageWithUs 🏑 πŸ”₯πŸ”₯ Coming Soon πŸ”₯πŸ”₯
5000+ sq ft 🏑
In Marvelous MiddletownπŸŒ„
@tscacciarealtor has the deets! πŸ”₯πŸ”₯ Coming Soon πŸ”₯πŸ”₯ 5000+ sq ft 🏑 In Marvelous MiddletownπŸŒ„ @tscacciarealtor has the deets! Realestator adventure time! πŸ‘πŸ“We popped into see David and his STUNNING new listing in the ever lovely ❀️Carroll Countyβ€οΈπŸ—Ί

#rachelsmithrealtor #thesmithpartners  #rsmithandco 1 Realestator adventure time! πŸ‘πŸ“We popped into see David and his STUNNING new listing in the ever lovely ❀️Carroll Countyβ€οΈπŸ—Ί #rachelsmithrealtor #thesmithpartners #rsmithandco
rsmithandcompany
rsmithandcompany 🏠✨ Dreaming of homeownership? Take control of your journey by setting boundaries with those who doubt your dreams. Surround yourself with supportive voices that uplift and inspire your path to owning a home. Remember, your goals are valid and achievable! #HomeownershipDreams #SettingBoundaries
rsmithandcompany
rsmithandcompany πŸ‡ΊπŸ‡Έ Happy Memorial Day! πŸŽ‰ As we honor our veterans today, let's not forget the benefits they've earned. Veterans, did you know you can take advantage of VA loans? πŸ‘πŸ’Ό These loans offer incredible benefits, including lower interest rates, no down payment options, and flexible eligibility requirements. 🌟 Whether you're a veteran or active-duty service member, let's explore how VA loans can help you achieve your homeownership dreams! πŸ πŸ’™ #MemorialDay #VALoans #Veterans #Homeownership
rsmithandcompany sooo I didn't quite arrive at inspo color ..orrrr did iiiii....😬... good ol' cabinet color pickin'. #rsmithandco #findingfrederick #flipppingfrederick #renovation @rsmithandcompany @loulouboutiques in Frederickβ™‘πŸ“
rsmithandcompany
rsmithandcompany πŸ πŸ’° Curious about house hacking? Here's the scoop: πŸ”‘ House hacking involves buying a property with multiple units and living in one while renting out the others. πŸ’‘ For example, you could purchase a duplex, live in one unit, and rent out the other to cover your mortgage. πŸ’Ό House hacking can be a smart way to reduce your housing costs and build wealth through rental income. πŸ“ˆ Plus, it's a great option for first-time homebuyers looking to get into real estate investing. #HouseHacking #RealEstateInvesting
rsmithandcompany Hey..hey...heyyyy!!πŸ‘‹ Droppin' in to give a heads up on upcoming listings rolling out 🏑😁 andddd put feelers out for any hiding gems!πŸ‘€πŸ’ŽπŸ πŸš Let us know if you have any intel!! πŸ”Ž Tiara Day:πŸ‘– #rsmithandco
coloredentropy πŸ πŸ πŸ πŸ πŸ’™πŸ’™πŸ’™πŸ’™πŸ‘πŸ‘πŸ‘πŸ‘
rsmithandcompany @coloredentropy β€οΈπŸ™Œβ€οΈπŸ™Œβ€οΈ
rsmithandcompany
rsmithandcompany πŸ”πŸ“Š Ever heard of rate buydowns in real estate? Let's decode this strategy: Rate Buydown Defined: Rate buydowns involve paying additional upfront fees to reduce your mortgage interest rate for a certain period, typically the initial years of your loan. πŸ’°πŸ“‰ Lower Initial Payments: With a rate buydown, you enjoy lower monthly mortgage payments in the early years of homeownership, easing your financial burden during this period. πŸ’ΈπŸ’Ό Temporary Cost: While rate buydowns offer immediate savings, remember that you're essentially prepaying interest upfront. Consider your long-term financial goals before opting for this strategy. β³πŸ’­ Buydown Options: Explore the different buydown options available, such as the 2-1, 3-2-1, or 1-0 buydown plans, each offering varying degrees of rate reduction and payment schedules. πŸ“ˆπŸ‘ Understanding rate buydowns can help you make informed decisions when structuring your mortgage. Consult with your real estate agent or mortgage lender to see if this option aligns with your homeownership goals. #RealEstateDecoded #RateBuydown πŸ’‘πŸ”‘
rsmithandcompany
rsmithandcompany 🏑 Join the conversation! What design trend do you wish you had skipped? Share your thoughts with us and let's discuss how to make timeless choices for your home. πŸ’¬πŸ€” #DesignDecisions #HomeDesign
rsmithandcompany
rsmithandcompany πŸ πŸ’Ό Considering "Buy Now, Refinance Later"? Here's how it works and why it's a smart move: Secure Your Home: Purchase your dream home now while it's on the market. You won't have to worry about a what-if. πŸ‘πŸ’° Flexibility: By refinancing later, you have the flexibility to adjust your mortgage terms to better suit your financial situation. This could mean obtaining a lower interest rate, adjusting your loan term, or tapping into your home's equity for renovations or investments. πŸ’‘πŸ’Ό Potential Savings: With market conditions fluctuating, refinancing down the line could lead to significant savings. You may be able to take advantage of lower interest rates, reducing your monthly mortgage payments and potentially saving thousands over the life of your loan. πŸ’΅πŸ“‰ Investment Growth: Owning real estate is often a sound investment strategy. As property values appreciate over time, you could build equity in your home, providing you with additional financial stability and opportunities for wealth-building. πŸ“ˆπŸ’Ό Consult with a trusted mortgage professional to explore your options and determine if "Buy Now, Refinance Later" is the right choice for you. πŸ”πŸ”‘ #RealEstateStrategy #FinancialFreedom πŸ πŸ’‘
rsmithandcompany πŸŽ₯'Real with Rachel'πŸŽ₯ | Rates!?! -Waiving Inspections!? Anddddd-what the heck is title insurance and why do I need it?! Let's get real in realestate - with Me!πŸ‘‹ Rachel the Remax Realtor!🏑 BROUGHT TO US BY: Rick Cross at Ameristar Mortgage | Phil Dancer at Dancer Company | Rich Rosario, Attorney at Land Abstract & Escrow | Huge THANK YOU to you fellas! You were fabulous to have on and can't wait to do it again! πŸ₯°πŸ€“
rsmithandcompany
rsmithandcompany 🏠 What's your current housing status? Let us know! Are you: πŸ”Ή Renting πŸ”Ή Homeowner πŸ”Ή Looking to buy πŸ”Ή Selling πŸ”Ή Refinancing Drop your answer in the comments below! Let's see where everyone stands in their housing journey. πŸ’¬ #HousingStatus #EngageWithUs 🏑
rsmithandcompany
rsmithandcompany πŸ”₯πŸ”₯ Coming Soon πŸ”₯πŸ”₯ 5000+ sq ft 🏑 In Marvelous MiddletownπŸŒ„ @tscacciarealtor has the deets!
rsmithandcompany Realestator adventure time! πŸ‘πŸ“We popped into see David and his STUNNING new listing in the ever lovely ❀️Carroll Countyβ€οΈπŸ—Ί #rachelsmithrealtor #thesmithpartners #rsmithandco
rsmithandcompany https://rachelsmithrealtor.com/properties/listing/bright/MDCR2019680/Westminster/1211-Chadwick-Drive
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RE/MAX PLATINUM CLUB

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SRS

Seller Representative Specialist 

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ABR

Accredited Buyer Representative

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Experience

8 Years of experience

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RE/MAX

Hall of Fame

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SFR

Short Sale Certified

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Top Individual Agent

2021

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  • BUYING A HOME

    Love where you live

    Looking for a trusted local real estate agent you can depend on for the rest of your life? Even after closing, we will always be available to let you know the market value of your home, provide you tips through our blog, and keep you up to date on market trends. As a buyer, we know you have options and today, many buyers choose to forego working with a buyer’s agent all together. That’s why we’ve designed our buyer services to out-perform on every level of the home-buying process.

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  • SELLING A HOME

    You'll stand out

    We help you keep all the balls in the air and reduce the stress of the process, all while attracting potential buyers to your house so you can sell your home quickly for the best price. The Smith Partners takes a hands-on approach to prepare your home for the market, helping you coordinate every essential detail! Our goal is to ensure that your property achieves maximum exposure. Based on your individual needs and goals, our targeted plan will optimize and acquire the most qualified leads to expedite the sale of your property.

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